NEW PRICE – UNMATCHED WATERFRONT VALUE. This top-floor end-unit at Four Winds on Naples Bay offers a rare combination of luxury and financial security, featuring a financially sound association with assessments already paid and no HOA increases. Boaters will benefit from a deeded dock with water and power, providing direct, bridge-free Gulf access. The home is fully updated with granite countertops, stainless appliances, a new HVAC, a new roof, and storm-impact sliders. Residents enjoy a vibrant 55+ lifestyle with pickleball, tennis, a bayside pool, and a social chickee hut, all located just minutes from downtown Naples and famous beaches. With immediate rental opportunities allowed, this property serves as both a serene retreat and an excellent investment.